Stack every Colorado HVAC rebate. Pay less.
Xcel Energy + Colorado SB23-016 + federal 25C — in one place, sized to your home, filed by us.
Three programs. One stack.
The biggest savings come from stacking — not picking. Here's what each one does.
Utility rebate (POS)
Xcel publishes per-equipment tiers — cold-climate heat pumps earn the largest amount. We file the paperwork at install.
$1,000 state credit
Point-of-sale heat-pump credit, applied at install when your installer is CEO-registered. Stacks with Xcel + federal.
30% tax credit
IRA Energy Efficient Home Improvement Credit. 30% of cost, up to $2,000/yr on heat pumps. Filed on your tax return.
See your full rebate stack — in seconds.
Enter your ZIP and pick the system you're considering. We'll stack every incentive you're eligible for — Xcel Energy, the Colorado heat-pump credit, and the federal 25C credit — and pre-fill your quote so the math is done before we ever knock.
We use this only to detect your utility (Xcel vs others) and rebate eligibility.
Cold-Climate Heat Pump
Enter your ZIP to see your rebate stack.
We'll show every incentive that applies — Xcel Energy + Colorado state credit + federal 25C — so you know your real net price before we even visit.
A smarter path to your net price.
Learn
Understand how Colorado's heat-pump incentives stack. Why cold-climate models earn the top Xcel tier, what SB23-016 actually does at install, and how the federal 25C credit reduces your tax liability vs being refundable cash.
Browse heat-pump articles →Compare
See your stack — by ZIP, by equipment, in seconds. The calculator pulls live program amounts and auto-detects your utility so you know what's real before we ever knock.
Run the calculator →Act
Pre-fill a quote with the rebate stack already deducted. We'll size with a Manual-J load calc, lock in qualifying equipment, file the paperwork, and your invoice arrives with the math done.
Pre-fill my quote →Rebate questions
Rebates, answered.
Which HVAC rebates can I stack in Colorado in 2026?
Three programs stack on a qualifying heat-pump install: the Xcel Energy heat-pump rebate (sized by efficiency tier — cold-climate models earn the largest amount), the Colorado SB23-016 $1,000 point-of-sale heat-pump tax credit, and the federal 25C tax credit (30% of installed cost up to $2,000/yr on heat pumps). Standard ACs and high-efficiency gas furnaces qualify for smaller Xcel + federal amounts but not the Colorado heat-pump credit.
Do I have to file the rebate paperwork myself?
Colorado Bear files the Xcel Energy rebate at install — the credit shows up on your invoice and is deducted before you pay. The Colorado SB23-016 point-of-sale credit is also applied at install when your installer is CEO-registered. The federal 25C credit is claimed on your tax return (IRS Form 5695); we give you the AHRI certificate and the equipment-spec sheet you need to file.
What if my ZIP isn't in Xcel territory?
The Colorado state heat-pump credit and the federal 25C credit aren't tied to your utility — those stack everywhere in the state. If you're inside Colorado Springs Utilities or Mountain View Electric territory, you lose the Xcel piece but keep the state + federal stack. The Rebate Concierge above auto-detects your utility from your ZIP.
Is the calculator a guaranteed rebate amount?
No — it's an estimate based on the current published program tiers. Final rebate amounts depend on equipment specifications (SEER2 / HSPF2 ratings), program availability at time of install, and program-year changes. Always verify current Xcel and Colorado Energy Office program rules before purchase — we'll do that with you at the in-home estimate.
Will Colorado Bear help me pick the right system to maximize rebates?
Yes — that's the whole point. We size equipment with a Manual-J load calculation (not just sqft), confirm SEER2 / HSPF2 ratings against current program tiers, and write up the quote with the rebate stack already deducted. As a factory-authorized Daikin dealer, we install equipment that qualifies for the top efficiency tier on every program.

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